Traveling This Summer? Make Sure Your Health Insurance Comes With You

Are you planning a getaway this season—a road trip, a family visit, or even just crossing a state border for some relaxation? Before you pack your bags, take a moment to review something just as important as your itinerary:

Your health insurance coverage.

If you’re enrolled in an ACA (Affordable Care Act) health plan, it’s essential to understand how your coverage works when you’re traveling out of state. Your insurance may not extend as far as your travel plans.

Will My ACA Plan Cover Me Out of State?

It depends on your specific plan. Here’s what you need to know:

• Emergency care is always covered anywhere in the United States.
• Non-emergency care (such as office visits, urgent care, or specialists) may not be covered outside your plan’s home state or provider network.
• Some ACA plans include national networks, while others are limited to your local area.

Before You Travel: A Quick Insurance Checklist

Take these steps to ensure you’re protected during your trip:

• Review your plan’s summary of benefits and network coverage
• Locate nearby urgent care or emergency facilities at your destination
• Ensure you have enough medication and understand refill policies
• Carry your insurance ID card and provider contact information
• Explore your plan’s telehealth services for remote care options

Traveling Abroad? We’ve Got You Covered.

Planning an international trip this summer? Whether you’re headed to Europe, Mexico, or beyond, it’s important to know that most ACA health plans do not provide coverage outside the United States—except in emergencies.

Here’s how we can help:

• Travel Medical Insurance: We offer short-term plans designed specifically for international travel. These plans can cover emergency care, hospital visits, and even medical evacuation if needed.
• Custom Coverage Options: Depending on your destination and length of stay, we can help you choose a plan that fits your needs—whether you’re gone for a few days or a few months.
• Peace of Mind While Abroad: Travel insurance is affordable and can be arranged quickly. It ensures that if the unexpected happens, you’re not stuck with out-of-pocket expenses in a foreign country.

Don’t Leave the Country Without a Plan.

Before you go, reach out to us. We’ll walk you through your options so you can travel internationally with confidence.

Have Questions About Your Coverage? Let’s Review Together.

If you’re unsure whether your ACA plan offers the coverage you need while traveling, we’re happy to help. Taking a few minutes now can help you avoid costly surprises later.

Travel Smart. Stay Covered.

No matter where you’re headed this summer, make sure your health insurance is ready to go with you. A little preparation goes a long way toward peace of mind.